Life insurance policies do cover murder, and suicides are covered as well after an elimination period. An elimination period is a period of time where a policy does not cover a situation. For instance, if a policy has a 2-year elimination period then suicide will not be covered for two years after the policy is purchased.
When you buy life insurance you name a beneficiary who is the person that gets the proceeds of a life insurance policy. Over time, you can change the beneficiary by notifying us at Georgia Insurance Brokers.
You need to let your insurance carrier or Georgia Health Brokers know if you are moving outside the state of Georgia. Policies and limits change from state to state and keeping the insurance companies updated are key.
Health Insurance typically only pays the provider; however, Georgia Health Insurance offers supplemental plans and policies that can pay you in the event you get diagnosed with certain diseases, such as cancer. For example, you can get paid for receiving the diagnosis and for each day of a hospital stay.
By making sure any non-emergency procedures are pre-approved by the insurance company or health sharing network.
Most insurance plans do not cover you in another country. The good news is Georgia Health Insurance has plans for you that will cover you in other countries for a specified period of time.
If you have balances remaining after a hospital stay then typically the insurance company or health sharing network hasn’t completed its reimbursement process. Once the claim is fully paid, you should only be left with co-pays, deductibles, and any non-covered expenses.
Each insurance policy or healthcare cost-sharing plan has its own limitations as far as which hospital or provider accepts your policy and plan. This is a major reason why Georgia Health Brokers takes the time in ADVANCE to thoroughly review the providers and facilities that accept the policy you purchase. Because providers change their policies on accepting various types of insurance, Georgia Health Brokers are always available to help confirm coverage with facilities and providers.
In case of emergency always call 911, and when you’re settled and safe we will help you with any coverage issues that arise relating to emergency care.
Georgia Insurance Brokers will review all possible healthcare cost coverage options with you and help you select the best health care option for your family and you. Georgia Health Insurance actively represents a large number of health insurance carriers and healthcare cost-sharing networks.